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M&T Bank Credit Cards Login | Bill Payment Online

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M&T Bank Credit Cards provides its credit card owners with online login and bill payment services. It is a cash back card that incentives its customers with plenty of perks. You can use the credit card for dining at restaurants, gas stations and grocery stores without any annual fee charged for usage.

The online account management services are offers by the M&T Bank to its existing cardholders. Logging into your credit card account you can make transactions, check transaction history, view account statements, request for additional cards, set account reminders and update account information. Read the guidelines below to find guidelines to the login and bill payment process.

How to Login



Step 1– Customers who are willing to approach their credit card online account should go to the homepage (mtb.com) of the M&T Credit Cards. On the top right of the webpage, you will find the “Log In” button.

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Step 2– Click on it and a login section will appear on the screen. Enter your User ID and Passcode in the blank spaces and then press the “Log in” button.

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Forgot Password

Step 1– If a user is unable to recall his/ her login password then they must open the passcode reset page of the M&T using this Link.

Step 2– To verify your identity and reset passcode enter the following details:

  • User ID
  • Social Security Number

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Step 3– Once your identity is verified you will be prompted to a new web page that allows you to change passcode.

Forgot User ID



Step 1– For help with your User ID, please call M&T Online Customer Service at
1-800-790-9130.

Make Payment

Step 1– To pay your M&T Credit Card bills you should sign into your account with the help of the steps provided above. Once you are prompted to the account dashboard, you will find the “Payments” button right there.

Step 2– The user can set up an auto pay. This enables the credit card company to directly collect the bill from your registered bank account on the due date.

Activate Card

To activate a newly received M&T Credit Card call at 1-800-724-2440 and then provide the requested card details.

Customer Service

  • Call: 1-800-724-2440
  • Credit Card Company contact us page Link