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Apply for M&T Bank Credit Cards | Check Application Status

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M&T Bank has made it extremely easy for new customers to apply for a credit card. The M&T Visa Signature Credit Card has plenty of benefits associated with it. It is a cash back rewards card that lets you earn 1.5% cash back on general purchases. You can customize the credit card at the M&T Customization Studio. Apply today and to earn cash backs and rewards on your every purchase.

Benefits of the M&T Bank Credit Card

  • No annual fee
  • Earn unlimited 1.5% cash back on purchases made through the card
  • 0% introductory APR on balance transfers
  • $0 foreign transaction fee
  • Enhanced chip protection


You can apply for the credit card either through your online banking account or by phone. To apply you must be at least 18 years of age, be a resident of the United States, have a valid Social Security Number, have a photo ID issued by the government and must not have been declared a bankrupt in the past 6 months. We have made the application process easier for you by providing the detailed set of guidelines to the application process. We have also mentioned steps through which one can check application status and cancel a credit card.

How to Apply

Step 1– If you are willing to apply for the M&T Visa Signature Credit Card then you must visit the application homepage (mtb.com) of the M&T Bank.

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Step 2– Go through the rates and fee by downloading the Terms and Conditions PDF.

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Step 3– Check whether the product is right for you by clicking on the link below.

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Step 4– If find the credit card useful and desire to apply for it then you can do so by calling at 1-800-724-3222 or through you M&T Online Banking Account. (For more assistance you can visit your nearest branch)



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Check Application Status

Step 1– Applicants of the M&T Visa Signature Credit Card can check their application status by calling at 1-800-724-2440. Provide your application reference number to be informed about application status.

Discover Credit Card Application. Cancel Credit Card

Step 1– To cancel or close credit card account contact the customer service using the information provided below.

Customer Service

  • Call: 1-800-724-2440
  • Credit Card Company contact us page Link